/* ===== RESET ===== */

*,
*::before,
*::after{
margin:0;
padding:0;
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
background:#f5f7fb;
color:#2c3e50;
line-height:1.6;
-webkit-font-smoothing:antialiased;
}

/* ===== CONTAINER ===== */

.container{
max-width:1100px;
margin:auto;
padding:70px 20px;
}

/* ===== TITULOS ===== */

h1{
font-size:48px;
font-weight:700;
margin-bottom:20px;
}

h2{
font-size:34px;
margin-bottom:25px;
}

h3{
font-size:22px;
margin-bottom:10px;
}

p{
font-size:18px;
}

/* ===== HERO ===== */

.hero{
background:linear-gradient(135deg,#1E3A5F,#0056b3);
color:white;
text-align:center;
padding:120px 20px;
}

.hero p{
max-width:720px;
margin:auto;
margin-bottom:40px;
font-size:20px;
}

/* ===== BOTONES ===== */

.hero-buttons{
display:flex;
justify-content:center;
gap:20px;
flex-wrap:wrap;
}

.btn-primary{
background:#28A745;
color:white;
padding:16px 32px;
border-radius:10px;
font-weight:600;
text-decoration:none;
transition:.3s;
box-shadow:0 6px 18px rgba(0,0,0,0.15);
}

.btn-primary:hover{
background:#1f8a38;
transform:translateY(-2px);
}

.btn-secondary{
background:white;
color:#1E3A5F;
padding:16px 32px;
border-radius:10px;
font-weight:600;
text-decoration:none;
transition:.3s;
}

.btn-secondary:hover{
background:#eef3fb;
transform:translateY(-2px);
}

/* ===== CALCULADORA ===== */

.calculator{
background:#eef3fb;
}

.calculator-box{
background:white;
padding:45px;
border-radius:14px;
max-width:520px;
margin:auto;
box-shadow:0 15px 40px rgba(0,0,0,0.08);
text-align:center;
}

.calculator-box input{
width:100%;
padding:15px;
border-radius:10px;
border:1px solid #ddd;
margin-bottom:20px;
font-size:16px;
}

.calculator-box button{
background:#0056b3;
color:white;
padding:14px 28px;
border:none;
border-radius:10px;
font-weight:600;
cursor:pointer;
transition:.3s;
}

.calculator-box button:hover{
background:#003e82;
}

.resultado{
margin-top:20px;
font-weight:700;
color:#28A745;
}

/* ===== CARDS COMISIONES ===== */

.tipos{
background:white;
}

.cards{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
gap:25px;
margin-top:35px;
}

.card{
background:#f8fafc;
padding:30px;
border-radius:12px;
transition:.3s;
border:1px solid #eef2f6;
}

.card:hover{
transform:translateY(-6px);
box-shadow:0 12px 30px rgba(0,0,0,0.08);
}

.card h3{
color:#0056b3;
}

/* ===== PROCESO ===== */

.proceso{
background:#f0f4fa;
}

.proceso ol{
margin-top:25px;
padding-left:20px;
}

.proceso li{
margin-bottom:14px;
font-size:18px;
}

/* ===== BANCOS ===== */

.bancos{
background:white;
}

.bancos ul{
list-style:none;
margin-top:25px;
display:grid;
grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
gap:15px;
}

.bancos a{
display:block;
padding:14px;
background:#f7f9fc;
border-radius:10px;
text-decoration:none;
font-weight:600;
color:#0056b3;
transition:.3s;
}

.bancos a:hover{
background:#eef3fb;
transform:translateY(-2px);
}

/* ===== GENERADOR ===== */

.generador{
background:#eef3fb;
text-align:center;
}

.generador p{
margin-bottom:25px;
font-size:19px;
}

/* ===== FAQ ===== */

.faq{
background:white;
}

.faq details{
margin-bottom:15px;
background:#f7f9fc;
padding:18px;
border-radius:10px;
transition:.3s;
}

.faq details:hover{
background:#eef3fb;
}

.faq summary{
font-weight:600;
cursor:pointer;
font-size:18px;
}

/* ===== CTA FINAL ===== */

.cta{
background:linear-gradient(135deg,#0056b3,#1E3A5F);
color:white;
text-align:center;
}

.cta h2{
margin-bottom:30px;
}

/* ===== STICKY CTA ===== */

.sticky-cta{
position:fixed;
bottom:20px;
right:20px;
background:#28A745;
color:white;
padding:14px 22px;
border-radius:50px;
font-weight:600;
box-shadow:0 10px 25px rgba(0,0,0,0.2);
z-index:999;
text-decoration:none;
}

/* ===== RESPONSIVE ===== */

@media (max-width:768px){

h1{
font-size:34px;
}

h2{
font-size:28px;
}

.hero{
padding:90px 20px;
}

.container{
padding:50px 20px;
}

.calculator-box{
padding:35px;
}

}
.cluster-nav{
background:white;
}

.cluster-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
gap:18px;
margin-top:30px;
}

.cluster-item{
display:block;
padding:18px;
background:#f7f9fc;
border-radius:10px;
text-decoration:none;
font-weight:600;
color:#0056b3;
transition:.3s;
border:1px solid #eef2f6;
}

.cluster-item:hover{
background:#eef3fb;
transform:translateY(-3px);
}
.stats{
background:#eef3fb;
text-align:center;
}

.stats-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
gap:30px;
margin-top:40px;
}

.stat{
background:white;
padding:30px;
border-radius:12px;
box-shadow:0 10px 25px rgba(0,0,0,0.05);
}

.stat-number{
font-size:36px;
font-weight:700;
color:#28A745;
display:block;
margin-bottom:10px;
}
.banks{
background:white;
text-align:center;
}

.banks-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(140px,1fr));
gap:30px;
margin-top:40px;
align-items:center;
}

.banks-grid img{
max-width:120px;
margin:auto;
opacity:.8;
transition:.3s;
}

.banks-grid img:hover{
opacity:1;
transform:scale(1.05);
}
.bank-guides{
margin-top:60px;
}

.banks-grid{
display:grid;
grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
gap:25px;
margin-top:30px;
}

.bank-card{
background:white;
border:1px solid #eef2f6;
border-radius:12px;
padding:20px;
box-shadow:0 4px 12px rgba(0,0,0,0.05);
}

.bank-card h3{
margin-bottom:10px;
color:#1E3A5F;
}

.bank-card p{
font-size:14px;
margin-bottom:15px;
}
.pillar-link{
background:#f0f4fa;
padding:60px 0;
text-align:center;
}

.pillar-link h2{
color:#1E3A5F;
margin-bottom:15px;
}

.pillar-link p{
max-width:700px;
margin:auto;
margin-bottom:25px;
font-size:18px;
}
/* Breadcrumb */

.breadcrumbs{
background:#f5f8fb;
border-bottom:1px solid #eef2f6;
font-size:14px;
}

.breadcrumbs .container{
max-width:1100px;
margin:auto;
padding:12px 20px;
display:flex;
flex-wrap:wrap;
align-items:center;
gap:6px;
color:#666;
}

.breadcrumbs a{
text-decoration:none;
color:#0056b3;
font-weight:500;
transition:0.2s;
}

.breadcrumbs a:hover{
color:#28A745;
}

.breadcrumbs span{
color:#1E3A5F;
font-weight:600;
}
.breadcrumbs a::after{
content:"›";
margin:0 6px;
color:#999;
}

.breadcrumbs a:last-of-type::after{
content:"";
}